¹ Parker is a financial technology company, not a bank. Banking Services provided by Piermont Bank, N.A. Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

² Your operating account may be eligible for increased FDIC insurance coverage through an IntraFi service, please refer to your deposit account agreements and Parker dashboard for further details. Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may be uninsured. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, and IntraFi Cash Service are registered service marks of IntraFi LLC.

³ Parker is a financial technology company, not a bank. Card issued by Patriot Bank N.A., Member FDIC, pursuant to license by Mastercard International Incorporated.

⁴ Based on federal funds rate of 4.83% as of 10/17/2024. Annual Percentage Yield subject to change and subject to other limitations, such as amount of deposits held, financial information provided, future changes in the federal funds rate, any promotional programs and/or other items.

⁵ See the Business Card Agreement details and Parker dashboard for further details.

⁶ Parker Analytics Demo Terms and Conditions (“Terms”)

This $100 Parker Analytics demo promotion (“Promotion”) is offered by Parker Group, Inc. (“Parker,” “we,” “our”  or “us”) to eligible ecommerce businesses that sign up for and complete a demonstration of our analytics product. Eligible participants will receive a $100 payment upon successfully meeting the requirements set forth in these Terms.

1. AGREEMENT TO THE TERMS

Participation in this Promotion constitutes participant’s full and unconditional agreement to these Terms and Parker’s decisions, which are final and binding in all matters related to this Promotion. Receiving the $100 promotion is contingent upon fulfilling all requirements set forth herein. In the event that any participant is found to be in violation of these Terms or is otherwise determined by Parker in its sole discretion to be ineligible, he/she/it may be required to forfeit or to reimburse Parker for the stated value of the Promotion if such a violation is found after the $100 Promotion has been paid over to the participant.

2. PROMOTION PERIOD

The Promotion will be valid from Dec 17th 2024 through Dec 31st 2025 (the “Promotion Period”). The $100 will be paid over to all participants who meet the criteria, and will be paid in the form of a $100 electronic gift card via Revsend, a third party rewards platform provider. Parker reserves the right to modify, extend, suspend, or terminate the Promotion, in whole or in part, if it determines, in its sole discretion, that the Promotion is technically impaired or corrupted or that fraud or technical problems, failures, or malfunctions or other causes beyond Parker’s control have destroyed or severely undermined or to any degree impaired the integrity, administration, security, proper play, and/or feasibility of the Promotion as contemplated herein. 

3. HOW TO PARTICIPATE

Participants may enter the Promotion by following these instructions:  participants must sign-up and complete all necessary information through the designated sign-up link or form. The also must connect at least one sales platform that has over a $100k in the last 12 months of revenue, or receive a demonstration of how the Parker Analytics product works by one of Parker’s representatives during the Promotion Period. 

By entering the Promotion, you agree that your participation conforms to these Terms and that Parker, in its sole discretion, may disqualify your participation for any reason, including if it determines, in its sole discretion, that your participation fails to conform to these Terms in any way as determined by Parker. Only one $100 reward is allowed per participant, and participants may not enter the promotion more than once, nor may different legal representatives of the participant enter on behalf of the participant in order to constitute multiple participations.  

4. ELIGIBILITY

To participate in this Promotion, participants must be: e-commerce businesses, operating within the United States of America, must be represented by its authorised representative who is at least 18 years of age or older, and must not have previously signed up for, demoed or used the Parker Analytics product.

Parker shall have the right at any time to require proof of identity and/or eligibility to participate in the Promotion. Failure to provide such proof may result in disqualification. All personal and other information requested by and supplied to Parker for the purpose of the Promotion must be truthful, complete, accurate and in no way misleading. Parker reserves the right, in its sole discretion; to disqualify the participant, should the participant at any stage supply untruthful, incomplete, inaccurate, fraudulent or misleading personal or business details and/or information. 

5. REWARD PAYMENT

After the participant has successfully participated in the Promotion, as highlighted above, the participant will receive $100. The reward amount is $100 in USD. The cash bonus will be sent as a gift card assigned to a users email. The $100 reward will be delivered approximately within thirty (30) days after successfully participating in the Promotion. Payment will be made by a digital card assignment to a users email or other suitable payment method, as determined by Parker. 

Parker is under no circumstances responsible for delayed, lost or misdirected payments due to incorrect information provided by the participant. 

6. TAXES

The $100 reward may be subject to certain tax implications. The participant is solely responsible for the reporting and payment of all applicable federal, state, and local taxes (if and where applicable) associated with the receipt of the reward. The Winner will be required to fill out and return any required tax forms.  All those who receive a reward over a certain threshold value in any given year may be issued an IRS Form 1099, if required under applicable laws.  

7. PRIVACY

By participating in this Promotion, you consent to the use of your personal information (including your name, mailing address, and email address) by Parker, and its authorized agents, for the purposes of administering the Promotion and fulfilling the rewards to the participants, as well as for marketing purposes. 

8. OWNERSHIP

By participating in this Promotion, you agree to be bound by these Terms and grant Parker an exclusive, fully paid-up and royalty-free, worldwide license to use, modify, delete from, add to, publicly perform, publicly display, reproduce and translate your participation, including without limitation the right to distribute all or part of your Promotion in any media formats through any media channels. By participating in this Promotion, you consent to the use, by Parker, its affiliates, subsidiaries, parents, and licensees, of your name, likeness, and image, in connection with the Promotion and Parker’s related marketing activities, in any media or format now known or hereafter invented, in any and all locations, without any payment to or further approval from you. You agree that this consent is perpetual and cannot be revoked. For uses beyond the consent that you provide by agreeing to these Terms, you agree that Parker’s use of your personal data will be governed by the Privacy Policy posted on Parker’s website.

9. ARBITRATION

Except where prohibited by law, as a condition of participating in this Promotion, participant agrees that: (1) any and all disputes, claims, and causes of action arising out of or connected with this Promotion, or any rewards awarded, shall be resolved individually, without resort to any form of class action; and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at a AAA regional office in New York, NY; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will the participant be permitted to obtain awards for, and participant hereby waives all rights to claim punitive, incidental or consequential damages including attorney’s fees or any other damages, other than for participant’s actual out-of-pocket expenses (i.e., costs associated with participating in this Promotion), and participant further waives all rights to have damages multiplied or increased.  

10. RELEASE, INDEMNIFICATION AND LIMITATION OF LIABILITY

By participating in this Promotion participants agree to release Parker, and any other organizations affiliated with the sponsorship, fulfillment, administration, reward support, advertisement or promotion of the Promotion and each of their respective parents, agents, affiliates, subsidiaries, advertising and promotion agencies, and reward suppliers, and each of the respective officers, directors, agents, representatives and employees, as well as each of their respective successors, representatives and assigns (collectively, the “Released Parties”) from any and all actions, claims, cause of action, injury, loss or damage arising in any manner, in whole or in part, directly or indirectly, from participation in this Promotion and/or acceptance, use or misuse of any reward.  SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. Parker will not be responsible for: late, incomplete, or incorrect entries; a participant’s failure to receive reward notices due to participant’s spam, junk e-mail, or other security settings or for participant’s provision of incorrect or otherwise non-functioning contact information; technical, hardware, or software malfunctions, lost or unavailable network connections, or failed, incorrect, inaccurate, incomplete, garbled, or delayed electronic communications whether caused by the sender or by any of the equipment or programming associated with or used in this Promotion; by any human error which may occur in the processing of the entries in this Promotion; or any typographical, technological, or other error in the publishing of the offer, administration of the Promotion. If, in Parker’s opinion, there is such an error, or there is any suspected evidence of tampering with any portion of the Promotion, or if technical difficulties (including viruses and bugs) compromise the integrity of the Promotion, Parker reserves the right to cancel or modify this Promotion in a manner deemed appropriate by Parker. 

11. MISCELLANEOUS

Released Parties are not responsible for lost, interrupted or unavailable network, server, Internet Service Provider (ISP), website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed or misdirected transmissions, failed connections or computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the Promotion, including, without limitation, errors or difficulties which may occur in connection with the administration of the Promotion, when connecting participants’ required accounts including those provided by third parties, or in connection with any Promotion-related materials. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by site users, tampering, hacking or by any equipment or programming associated with or utilized in the Promotion. Released Parties are not responsible for injury or damage to participants’ or to any other person’s computer related to or resulting from participating in this Promotion or downloading materials from or use of the website. Parker reserves the right, in its sole discretion to disqualify any person tampering with the participation process, the operation of the web site or otherwise in violation of these Terms. Parker further reserves the right, in its sole discretion, to cancel, terminate or modify this Promotion if the Promotion is compromised by virus, technical corruption, and non-authorized human intervention. Parker reserves the right in its sole discretion to disqualify any individual it believes has tampered with the participation process. 

ANY ATTEMPT TO DELIBERATELY DAMAGE THE WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF, OR TO MANIPULATE OR ABUSE THIS PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, PARKER WILL DISQUALIFY ANY SUCH INDIVIDUAL AND RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEYS’ FEES) AND OTHER REMEDIES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW. 

12. CONTACT INFORMATION

For any questions or concerns relating to this Promotion or the use of your personal information, please contact Parker at:

Parker Group Inc. Attention: Legal 45 West 21st Street #201 New York, NY 10010 Email: legal@getparker.com