ESIGN Consent Disclosure
1. Introduction To provide you with electronic communications, disclosures, and agreements, we require your consent to use electronic signatures and electronic records exclusively. By proceeding to use our service, you agree to this document, and you confirm that you will not request paper documents.
2. Consent to Receive Electronic Disclosures Only By agreeing to this ESIGN Consent Disclosure, you consent to receive all communications, agreements, disclosures, notices, and other documents (collectively, “Documents”) solely in electronic form from us. You acknowledge that paper copies will not be provided.
3. Electronic Signatures You agree that your electronic signature on any Document is legally binding and has the same force and effect as a handwritten signature.
4. Hardware and Software Requirements To access and retain electronic Documents, you must have a device with internet access, an updated web browser, a PDF reader, and the ability to store or print documents.
5. No Right to Withdraw Consent By agreeing to this ESIGN Consent Disclosure, you acknowledge and agree that you cannot withdraw your consent to receive Documents electronically. This consent is irrevocable for the duration of your business relationship with us.
6. No Paper Copies You acknowledge and agree that you will not receive paper copies of any Documents, and that all records will be provided electronically.
7. Contact Information Please keep your contact information up to date by notifying us of any changes through your account portal or by email to support@getparker.com.
8. Acceptance of Terms By proceeding, you acknowledge that you have read and understood this ESIGN Consent Disclosure, and you consent to receive Documents exclusively in electronic form and to the use of electronic signatures.
Parker.
Banking that moves as fast as you.
² Your operating account may be eligible for increased FDIC insurance coverage through an IntraFi service, please refer to your deposit account agreements and Parker dashboard for further details. Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may be uninsured. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, and IntraFi Cash Service are registered service marks of IntraFi LLC.
³ Parker is a financial technology company, not a bank. Card issued by Patriot Bank N.A., Member FDIC, pursuant to license by Mastercard International Incorporated.
⁴ Based on federal funds rate of 4.83% as of 10/17/2024. Annual Percentage Yield subject to change and subject to other limitations, such as amount of deposits held, financial information provided, future changes in the federal funds rate, any promotional programs and/or other items.
⁵ See the Business Card Agreement details and Parker dashboard for further details.