Ecommerce Banking & Credit
with Intelligence
with Intelligence
Experience top-tier banking combined with industry-specific analytics to enhance your profitability and get you on track for Parker's exclusive credit line.
The best brands grow with Parker
What has your banking platform
done for you lately?
done for you lately?
With other
Banking Partners
Banking Partners
- Hidden Fees
- High Yield Accounts require minimums
- Waste hours a week in spreadsheets
- Manually tag your transactions
- Limited guidance on path to credit
Brands that
use Parker
- Banking¹ with No Hidden Fees, No minimums
- Up to 4.50% Annual Percentage Yield (APY)⁴ on interest bearing accounts
- Real time P&L & Cash Flow insights
- AI categorization of your transactions
- Exclusive access to credit terms tailored to e-commerce needs³
Get Yield & Earn Rewards
No Hidden Fees. No Minimums.
No Hidden Fees. No Minimums.
Real-time PnL
Make data driven business decisions.
We integrate with your sales platforms, outside accounts, and ad channels to provide you with a real time P&L. Stay on track now instead of waiting for books to close at the end of the month.
Product Level Profitability
Understand your profitability down to the product level.
Gain detailed insights into the profitability of each product with our analytics bundle. By integrating your store sales, discounts, refunds, and COGS, we provide precise profit margins for every item, helping you optimize pricing, inventory, and resource allocation for maximum profitability.
AI Cash Flow breakdowns
Know where your money is going with our AI cash Flow breakdowns.
You no longer need to manually export and recategorize your banking transactions. Parker automatically categorizes your cash inflows & inflows in order for you to keep the pulse on your cash flow.
Acquisition and LTV Metrics
Track every customer to inform your acquisition & retention strategies.
Get real-time customer acquisition and retention metrics. By automatically tracking new customers and LTV overtime, you can define campaign strategies such as informing your CAC targets.
Matt Stith
Voli Wellness
The fastest way to get a snapshot of our business
“Parker is the fastest way to get a snapshot of our business covering my cash flow, contribution margin, LTV and product profitability. It makes reporting and decision making much more efficient.”
Jordan Nathan
Caraway
Parker isn’t just a credit card
“Parker isn’t just a credit card. It’s effectively a financing vehicle. Their team has been awesome at understanding Caraway and creating a credit product that works for us and mirrors the seasonality of our business.”
Mike E.
Paw Origins
I would highly recommend Parker
“Parker Analytics has been helpful in giving us a snapshot of our financial performance and cashflow on a weekly basis. It gives us a better idea of our individual product performances as well. I would highly recommend Parker. ”
Jon Loomis
Baseballism
We’re very bullish on tools like Parker
“Parker is really just a great product to have in your capital stack. They’re now my go-to card because of their associated credit terms. We’re very bullish on tools like Parker because it’s a simple, easy way to help stabilize our balance sheet.”
Lee Nagar
Pete's Pasta
Parker is worth it just for the analytics!
“Amazon LTVs are super valuable but hard to extract and Parker makes it look so easy. Viewing my daily and weekly Contribution Profit on a simple chart has been another game changer. Seriously, Parker is worth it just for the analytics alone!”
Banking services for the best ecommerce brands.
Operating & Interest Bearing Accounts¹
High Yield
Bill pay
E-commerce Tailored Analytics
No Hidden Fees. No Minimums.
Virtual Cards³
Rolling Credit Terms³
Parker Bundle
$49.99/month﹡
Free Trial for 30 Days
Up to 3.60% APY⁴
Unlimited Parker Mastercards³
For qualified customers who meet underwriting requirements
﹡ There is no monthly fee for banking services
Speak with a financial expert on our team to see how Parker can scale your business.
Get Started
Parker.
Banking that moves as fast as you.
¹ Parker is a financial technology company, not a bank. Banking Services provided by Piermont Bank, N.A. Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
² Your operating account may be eligible for increased FDIC insurance coverage through an IntraFi service, please refer to your deposit account agreements and Parker dashboard for further details. Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may be uninsured. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, and IntraFi Cash Service are registered service marks of IntraFi LLC.
³ Parker is a financial technology company, not a bank. Card issued by Patriot Bank N.A., Member FDIC, pursuant to license by Mastercard International Incorporated.
⁴ Based on federal funds rate of 4.83% as of 10/17/2024. Annual Percentage Yield subject to change and subject to other limitations, such as amount of deposits held, financial information provided, future changes in the federal funds rate, any promotional programs and/or other items.
⁵ See the Business Card Agreement details and Parker dashboard for further details.
² Your operating account may be eligible for increased FDIC insurance coverage through an IntraFi service, please refer to your deposit account agreements and Parker dashboard for further details. Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may be uninsured. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, and IntraFi Cash Service are registered service marks of IntraFi LLC.
³ Parker is a financial technology company, not a bank. Card issued by Patriot Bank N.A., Member FDIC, pursuant to license by Mastercard International Incorporated.
⁴ Based on federal funds rate of 4.83% as of 10/17/2024. Annual Percentage Yield subject to change and subject to other limitations, such as amount of deposits held, financial information provided, future changes in the federal funds rate, any promotional programs and/or other items.
⁵ See the Business Card Agreement details and Parker dashboard for further details.
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