Amazon holds your revenue for 14+ days. Your suppliers don't. Parker gives you the credit to keep inventory moving — with repayment terms that match when your money actually arrives.
Marketplace Sellers — Payout & Inventory Timeline
Amazon, Walmart, and other marketplaces pay out on their schedule — not yours. That gap kills momentum for sellers who need capital to restock, run ads, and stay competitive.
Amazon holds funds for up to two weeks after a sale. Suppliers won't wait that long. You're fronting capital every single cycle.
Payout Delay Timeline
Traditional cards bill monthly. FBA restocking cycles don't. You end up paying for inventory before revenue from that inventory has even landed.
FBA Cycle vs Monthly Card
Legacy cards use credit history. Marketplace sellers grow fast. If your limit can't keep up, you leave ad spend and inventory on the table.
Limit vs Sales Velocity
Parker underwrites based on your marketplace revenue — not your credit score. You get flexible terms designed around how inventory and payouts actually work.
Buy inventory today, pay over 3 months. By the time payment is due, you've already received your Amazon payout and sold through the stock.
Net 90 BNPL Flow
Every swipe gets its own 60-day window. No lump-sum bill at month end. Your payment schedule aligns with when revenue actually lands in your account.
Per-Transaction Terms
Parker underwrites on your marketplace sales data, not your cash balance. As your GMV grows, your limit grows — no reapplication required.
Revenue-Based Limit Growth
No personal guarantee. Underwritten on your marketplace revenue.